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Thursday, 14 August 2003
August 14, 2003 Tyler Technologies, Inc. (TYL)
I guess if you are reading my entry tonight you probably do not live in New York City. What a night! We will have to see if New York gets the power back...and what this means for the market. Perhaps a fuel cell company is a good bet?

Anyhow, I first heard of Tyler in a Yahoo chatroom. Yes I sometimes drop by there to chat and share some ideas. And browsing the big percentage movers, Tyler Technologies shows up. they had a great day today: TYL closed at $5.75 up $.44 or 8.29% on the day.

Tyler "...provides technology, software, data warehousing, electronic data management outsourcing services, title plant and property records database information and other services for local governments and other enterprises." according to CNN.Money.

On July 31, 2003, TYL reported second quarter earnings results: total revenue increased 8% to $36.1 million from $33.6 million in the quarter ending June 30, 2002. Operating income for the quarter was $3.1 million, an increase of 35%, compared with operating income of $2.3 million in 2002. Net income for the quarter was $2.0 million compared with $1.3 million last year. Apparently there must be more shares outstanding because on a per share basis the increase was only from $.03 to $.04 per diluted share.

Morningstar shows a steady increase in revenue from $23.4 million in 1998, $71.4 million in 1999, $93.9 million in 2000, $118.9 million in 2001, $133.9 million in 2002. Extrapolating the current quarter gets us somewhere in the neighborhood of $140 million in revenue for 2003.

Free cash flow has improved nicely from ($10) million in 2000 to $10 million in 2001 and $17 million in 2002.

The Balance Sheet as reported on Morningstar.com shows $45.0 million in cash and $38.5 million in other current assets. This is significantly greater than the $43.9 million in current liabilities and $4.4 million in long-term liabilities.

Reviewing Yahoo.com, we find that Tyler is a small company with a market cap of $214.5 million and 40.4 million shares outstanding with 27.9 million of them that float. No dividend is paid. The p/e is a very reasonable 10.71, there are only 78,000 shares out short...representing a half-day of average trading volume.

I like this stock a lot overall....the price is reasonable, the growth is steady, and the finances are intact. Downside: price is under $10 making it more volatile (on percentage basis), and stock only trades an average of 148,000 shares/day. Otherwise, really everything looks nice and this is a stock that should be evaluated for purchase.

Needless to say, I do not own any shares nor do any members of my family. If you have any questions or comments, please contact me at bobsadviceforstocks@lycos.com or leave a comment right here on the website! Thanks for stopping by and please come and visit again soon.

Bob


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